Which credit card for San Francisco travel?
When you travel to San Francisco, of course, you also want to know how to pay there and which credit cards are fundamentally accepted in the states so that you don’t get embarrassed here. In any case, cashless payment is cheaper than exchanging US dollars before the trip. You should also avoid having too much cash in your pocket on such a trip. It makes sense to apply for one or more credit cards before traveling to San Francisco.
How big is the credit card acceptance in San Francisco?
The fact is that as a traveler in the United States, you are not considered creditworthy without a credit card. It is therefore mandatory for you as a vacationer to use at least one credit card in San Francisco. The “plastic money” are the number 1 means of payment in America, they are accepted almost everywhere, without having at least one card, you have bad cards in America.
In addition, without a valid credit card, you cannot rent a car, get a hotel room and often cannot pay the doctor or the hospital. For this reason, you should never undertake a trip to America without at least a valid credit card.
Which credit cards make sense for the USA due to their acceptance?
All major credit cards such as Visa or Mastercard are accepted everywhere in San Francisco. The situation is different with the Diners and the American Express, where you have to ask beforehand whether the respective hotel or restaurant will accept them. This depends on the amount of the commission to be paid by the dealers and can vary from amount to amount. However, if you choose Visa or Mastercard, you won’t have any problems with cashless payments in San Francisco.
What needs to be considered when choosing a credit card?
Especially when vacationing in the USA, it makes sense to purchase a prepaid credit card, which is also available from the usual providers. Because this card is loaded and only this amount of money is then available. Especially in an unsafe country like the United States, you should make sure to limit the damage as much as possible if the credit card is stolen. With the prepaid card, only the money that is still on the card is lost.
Credit cards such as Visa or Master Card offer you many other advantages in addition to cashless payment when you travel to the USA. Depending on the card, you can get rental car insurance, travel cancellation insurance and international health insurance for a fee or even inclusive. It is precisely for this reason that credit cards are so popular with rental car providers, hotels and hospitals because they guarantee that everything is really paid for by the customer. Depending on the card, the fees for a cashless payment in the USA range from 1.75% to 1.99% of the respective turnover.
With regard to the credit card offers, a comparison before starting the trip is definitely useful. Before you travel, you should also check your credit line on cases. Because depending on what costs in America you want to pay with the card, it should also be able to be covered by the credit line. If you exceed the credit limit on your trip, the card may well be blocked and you will no longer have any money. For this very reason it is very important to take at least two covered credit cards with you on vacation.
What other means of payment are still useful in San Francisco?
The credit card remains the number 1 payment method in the USA, but the Maestrocards are also accepted at all times at the ATMs. In addition, travelers checks that are exchanged in the banks for US dollars and cash for payments are of course also suitable for use. Above all for cash withdrawals from ATMs, you should avoid the credit card with its high fees and really only use it for cashless payments in shops and restaurants. A good mix of everything, so Maestrocard, travelers checks and credit cards secure your vacation in San Francisco, if in one place or another not everything is accepted, you always have an alternative ready.